Xinhua News Agency, Beijing, March 24 (Reporter Jiang Lin) The reporter learned on the 24th that the Ministry of Human Resources and Social Security recently issued a notice on further increasing financial efforts to help enterprises stabilize and expand jobs. On the basis of the original small and micro enterprises, small and micro business owners, individuals such as individuals will be included in the scope of special loan support for job stabilization and expansion; at the same time, the credit limit will be increased, and the maximum credit for small and micro enterprises will be increased from 30 million yuan to 50 million yuan, and the maximum credit for individuals will be 10 million yuan.
In recent years, the Ministry of Human Resources and Social Security, together with the branches of the Bank of China, has implemented special loans to stabilize and expand jobs, and has achieved good results. In order to better play the supporting and guiding role of finance in stabilizing employment and expanding employment, the Ministry of Human Resources and Social Security issued this notice to further increase the efforts of finance to help enterprises stabilize and expand employment.
The notice lowered the application threshold for special loans for stabilizing and expanding jobs, and the loan application conditions were not reduced from the number of workers to the reduction level of the number of workers was lower than the urban survey unemployment rate control target in the previous year; the interest rate level was reduced, and it was clear that the loan interest rate was no more than 4%, and the lowest could be as high as 2.9%. In addition, the notice proposes to explore a combination loan method that is handled through the merger of "entrepreneurship guarantee loan + special loan for stabilization and expansion of jobs" to further improve loan convenience.
As of the end of September 2024, there were 125 million registered individual industrial and commercial households nationwide. Experts said that the relevant measures of the Ministry of Human Resources and Social Security will help more small and micro enterprises reduce costs and reduce operating burdens, and promote the cultivation of more entrepreneurial enterprises, individual industrial and commercial households and other business entities, so as to better drive employment.
The notice also requires local human resources and social security departments to continue to deepen government-bank cooperation, actively expand the scope of special loan cooperation banks for stabilizing and expanding jobs, and explore the development of digital and online special loan products for stabilizing and expanding jobs.
