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10.37 million riders received orders for "social insurance takeaway"! 7 provinces and cities pilot to weave a tight "guarantee network"
2025-05-05 source:CCTV News

In recent years, the platform economy has developed rapidly, and the number of new employment forms such as online delivery workers, online ride-hailing drivers, and Internet marketers who rely on Internet platforms to find employment has increased significantly. In 2022, the Ministry of Human Resources and Social Security and other departments launched pilot projects for occupational injury protection for new employment forms in seven provinces and cities including Beijing and Jiangsu.

7 provinces and cities pilot more than 10 million new employment forms of workers are included in occupational injury protection

At a rider site in Beijing, the reporter met Li Yipu. He has been a rider for more than three years and has not had social security before. In order to give himself more protection, he once purchased commercial insurance, but the coverage amount was relatively low.

In July 2022, Beijing became one of the pilot provinces and cities for occupational injury protection for new employment forms, and the platform company where Li Yipu is located also participated. In March last year, he had a traffic accident while delivering orders. Li Yipu immediately sent the accident report information through the "one-click report" system of the platform App. Subsequently, the company submitted an application for payment of occupational injury benefits to the Beijing Municipal Human Resources and Social Security Bureau through a national information platform, and Li Yipu submitted the materials online.

After the assessment of occupational injury labor capacity, Li Yipu not only reimbursed most of the medical expenses, but also received a one-time disability allowance.

Rider Li Yipu: The compensation is very fast, and the labor capacity assessment results are issued in one month. It is determined that the level 10 disability is confirmed, which provides a guarantee for the rider.

Now, there are more than 84 million new employment forms in the country. Their work is different from traditional employment. It relies on the Internet platform, which has strong flexibility and high mobility. Their relationship with the platform is different from traditional labor relations. Therefore, they face new situations and new problems in safeguarding labor and social security rights and interests. Occupational injury protection is to target their professional characteristics. Starting from the most urgent aspects of these riders who shuttle through the streets and alleys, we explore the social security of new employment forms.

Director of the Work Injury Insurance Department of Beijing Human Resources and Social Security Bureau Su Yu: He accepts orders through platform registration to undertake work tasks. He may take orders on one platform or multiple platforms. By paying the order by order, no matter which platform the order is received, the corresponding platform will pay the premium according to the order to provide protection.

Pay fees based on orders, guarantees for each order, and guarantees for each person, thus solving the problem of very flexible new employment forms, who will pay for the fees and how to pay, so that they can cover every rider and every order. The reporter also learned that this new type of security system created for workers in new employment forms is basically consistent with work-related injury insurance in terms of security situations and benefits standards.

At present, occupational injury protection has been piloted in seven provinces and cities including Beijing and Jiangsu for more than two years, covering four industries such as travel, takeaway, instant delivery, and same-city freight. 10.3799 million people have been included in the insurance coverage.

The social security system for workers in new employment forms will be continuously improved

At present, my country has more than 84 million workers in new employment forms, and how to better protect their labor and social security rights and interests are getting more and more attention. In this regard, the reporter interviewed Zhang Chenggang, director of the China New Employment Form Research Center.

Zhang Chenggang, director of the China New Employment Form Research Center, introduced that in 2021, guiding opinions on safeguarding the labor and interests of workers in new employment forms were issued. Under this policy framework, some guidelines for workers in new employment forms were gradually issued, so that the content of the rights and interests of workers in new employment forms was constantly improved. Now starting from the pilot project of occupational injury protection, in this process, we will discover some characteristics of this group participating in social insurance, some different from traditional social insurance, and apply these new characteristics to other social insurances. I believe that such policy-enriched content will continue to increase in the future, making the operation of new employment forms more stable and standardized.

All places have "weaving a tight protection network" for workers in new employment forms

In the government work reports of five places including Anhui, Fujian, Guizhou, etc., there are content on "protecting the rights and interests of workers in new employment forms". Many places across the country are working hard to "weaving a tight protection network" for workers in new employment forms.

Shandong Jinan, who purchases accidental injury insurance for flexible employment in new business formats or platform companies they rely on, a total of 379,100 yuan of subsidies will be issued to 3,791 people.

Shanghai integrates occupational injury protection business, and one-time disability allowance, one-time allowance and living care expenses have been implemented as "free and enjoyable".

Shenzhen will give couriers, takeaway riders and online ride-hailing drivers a one-year mutual aid protection plan and critical illness insurance, and develop exclusive collective accident insurance for workers union members in new employment forms.

Recently, many platform companies have also announced that they will pay social security for takeaway riders.

(CCTV reporters Li Xin, Tang Lei, Zhang Cheng, Shao Chen, Jinsong)

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