CCTV News: Recently, the People's Bank of China released the January 2025 financial statistics report, the specific content is as follows.

1. Broad currency grew by 7%. At the end of January, the balance of broad currency (M2) was 318.52 trillion yuan, an increase of 7% year-on-year. The balance of narrow currency (M1) was 112.45 trillion yuan, an increase of 0.4% year-on-year. The balance of currency (M0) in circulation was 14.23 trillion yuan, an increase of 17.2% year-on-year. Net cash injections of 1.41 trillion yuan in that month.

2. RMB loans increased by 5.13 trillion yuan in January

At the end of January, the balance of domestic and foreign currency loans was 264.6 trillion yuan, an increase of 7% year-on-year. The balance of RMB loans at the end of the month was 260.77 trillion yuan, an increase of 7.5% year-on-year.

RMB loans increased by 5.13 trillion yuan in January. By department, household loans increased by 443.8 billion yuan, of which short-term loans decreased by 49.7 billion yuan, medium- and long-term loans increased by 493.5 billion yuan; loans to enterprises (institutions) institutions increased by 4.78 trillion yuan, of which short-term loans increased by 1.74 trillion yuan, medium- and long-term loans increased by 3.46 trillion yuan, bill financing decreased by 514.9 billion yuan; loans to non-banking financial institutions decreased by 200.8 billion yuan.

At the end of January, the balance of foreign currency loans was US$534.8 billion, a year-on-year decrease of 19.9%. Foreign currency loans fell by $7.3 billion in January.

3. RMB deposits increased by 4.32 trillion yuan in January

At the end of January, the balance of deposits in domestic and foreign currencies was 312.95 trillion yuan, an increase of 5.9% year-on-year. The balance of RMB deposits at the end of the month was 306.55 trillion yuan, an increase of 5.8% year-on-year.

The RMB deposits increased by 4.32 trillion yuan in January. Among them, household deposits increased by 5.52 trillion yuan, non-financial enterprises decreased by 206 billion yuan, fiscal deposits increased by 332.4 billion yuan, and non-banking financial institutions decreased by 1.11 trillion yuan.

At the end of January, the balance of foreign currency deposits was US$892.4 billion, an increase of 7.9% year-on-year. Foreign currency deposits increased by US$39.5 billion in January.

IV. In January, the interbank RMB market interbank lending monthly weighted average interest rate was 1.86%, and the monthly weighted average interest rate of pledged bond repurchase was 2.16%. In January, the interbank RMB market completed a total of 140.91 trillion yuan in transactions through lending, cash bonds and repurchase, with an average daily turnover of 7.42 trillion yuan, and a year-on-year decrease of 22.9%. Among them, the average daily transaction of interbank lending decreased by 45.7% year-on-year, the average daily transaction of current bonds decreased by 10.1% year-on-year, and the average daily transaction of pledge repurchase decreased by 24% year-on-year.

The weighted average interest rate of interbank lending in January was 1.86%, 0.29 and 0.03 percentage points higher than last month and the same period last year, respectively. The weighted average interest rate of pledge repurchase was 2.16%, 0.51 and 0.26 percentage points higher than last month and the same period last year, respectively.

Friday. In January, the cross-border RMB settlement amount under the current account was 1.43 trillion yuan, and the cross-border RMB settlement amount was 0.76 trillion yuan. In January, the cross-border RMB settlement amount under the current account was 1.43 trillion yuan, of which 1.12 trillion yuan and 0.31 trillion yuan were 1.12 trillion yuan and 0.31 trillion yuan were respectively; the cross-border RMB settlement amount was 0.76 trillion yuan, of which 0.25 trillion yuan and 0.51 trillion yuan were respectively.