Hainan optimizes and adjusts the handling conditions for the withdrawal of provident fund

CCTV.com2025-03-24

CCTV News: According to the WeChat official account of Hainan Provincial Housing Provident Fund Administration, on March 24, Hainan Provincial Housing Provident Fund Administration issued a notice on optimizing and adjusting the handling conditions for resignation and withdrawal business.

In order to further deepen the "deregulation, supervision and service" reform, optimize the business environment, effectively solve the practical problems of resigning employees in improving their living and living needs, and improve the happiness and satisfaction of employees who have paid housing provident fund, in accordance with the "Notice on Carrying out the Work of Governance of Illegal Housing Provident Funds" (Jianjin [2018] No. 46), combined with the actual situation in Hainan Province, the conditions for resigning housing provident fund withdrawal are optimized and adjusted.

The main content of optimization and adjustment

The main content of this optimization and adjustment is to withdraw one of the conditions for the resignation of employees in this province: "The housing provident fund and urban employee pension insurance have been suspended for more than 24 months in our province", and the optimization and adjustment is to "The housing provident fund and urban employee pension insurance have been suspended for more than 12 months in our province", which greatly shortens the time for employees in this province to stop paying provident fund and pension insurance, and improves the experience of employees who contribute to handle resignation withdrawal business.

The conditions for handling the resignation withdrawal business after optimization and adjustment are: if the registered employees of this province terminate or terminate their labor relationship with the unit, suspend their housing provident fund and urban employee pension insurance in our province for more than 12 months, and have not continued to pay housing provident fund in other provinces, they can apply for resignation and cancellation of their housing provident fund account balance. The conditions for resignation and withdrawal of employees who are not registered in this province remain unchanged.

Measures for benefiting the people

The resignation withdrawal business is handled in a commitment system. If the household registration information can be shared, the employee who deposits shall sign a commitment letter and apply for processing according to the "zero materials"; if the employee who fails to share the household registration information, the employee who deposits shall sign a commitment letter and submit the "Household Registration Book" to apply for processing.

It is particularly emphasized that employees who deposit should be honest and trustworthy and apply for processing strictly in accordance with regulations. If the withdrawal is illegally carried out through false promises or forged application materials, once verified, all the funds raised must be returned, and credit punishment shall be implemented in accordance with the relevant provisions on the credit evaluation of housing provident fund.

Certification standards

(I) Standards for determining the time of housing provident fund suspension. The time for suspending housing provident fund is from the time when the employee deposits the last housing provident fund to the day of applying for resignation and withdrawal, the start and end time should exceed the specified number of months. Among them: those who are not registered in this province should be suspended for more than 6 months, and those who are registered in this province should be suspended for more than 12 months. Housing provident fund payment includes normal remittance payment, full remittance payment, difference remittance payment and other payments, and does not include forced remittance payments for administrative law enforcement and rights protection, and remittance payments after resignation. If the employee's account is normal and the unit has applied for deferred payment of housing provident fund, the deferred payment period shall not be included in the time when the employee's housing provident fund is suspended.

(2) Standards for determining the time of suspension of pension insurance for urban employees. The suspension time for urban employee pension insurance starts from the time when the employee pays the last urban employee pension insurance to the day of applying for resignation and withdrawal, the start and end time should exceed the specified number of months. Among them: those who are not registered in this province should be suspended for more than 6 months, and those who are registered in this province should be suspended for more than 12 months. If the employee’s account is in normal status and the unit has applied for deferred payment of pension insurance, the delayed payment time shall not be included in the time when the employee’s pension insurance is suspended.

(III) Urban employees’ pension insurance refers to pension insurance paid for employees by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social groups and other units, and does not include pension insurance paid in an individual capacity.

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