CCTV News: Recently, the 2024 financial reports of six state-owned banks, namely Industry and Agricultural Bank, China, China Construction Bank, Communications and Postal Savings Bank, were collectively released. Overall, the efforts of the six state-owned banks to serve the real economy in 2024 are constantly increasing.
In 2024, all six state-owned banks achieved positive net profit growth. At the performance press conference, relevant officials of the six banks all said that in 2024, banks will continue to increase their support for the real economy and focus on their main responsibilities and business to strengthen financial services.
Wang Zhiheng, President of Agricultural Bank of China, said that in key areas, the loan balance is more than 1 trillion yuan in areas related to the supply of grain and important agricultural products.
Zhang Yi, President of China Construction Bank, said that personal consumption loans and personal business loans have grown rapidly, with a growth rate of more than 25%. By 2025, we will give full play to the professional advantages of China Construction Bank’s mortgage loans and consolidate the traditional advantages of personal housing loans. Actively respond to the special action of national consumption boosting and strengthen support for consumer goods to trade old for new.
In response to the hotly discussed artificial intelligence topic in the industry, many banks also introduced the application of AI models in bank-related businesses at the performance press conference.
Liu Jun, president of Industrial and Commercial Bank of China, said that last year, he took the lead in building a full-stack independent and controllable financial model system of 100 billion yuan, giving birth to digital assistants such as interactive dialogue transactions, accompanying agent services, and intelligent fund placement forecasts, and the workload is equivalent to 42,000 people per year.
The performance report shows that in 2024, six state-owned banks continued to make efforts to do the "five major articles". Zhang Baojiang, President of the Bank of Communications, said that in particular, he actively explores elderly care service finance and strives to build an elderly care ecosystem such as home-oriented, medical and nursing integration, and community support. Bank of China President Zhang Hui said that Bank of China provides 1.91 trillion yuan in credit support to 102,900 technology-based enterprises throughout the year, serving more than 70% of my country's "unicorn" enterprises.
